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  • How to locate a medical provider in the US?

    How to locate medical providers in the US Network of the ORBE plan by Wellaway? Click here to locate a medical provider. Enter your zip, city, country or state.  Choose Passport to Healthcare® Pr...

  • Deductible

    The deductible is the amount you must pay for your healthcare before the plan begins to pay for the medical care. This amount will not be reimbursed to you. You can increase the deductible you are ...

  • Dependents

    A dependent is a member of your family, who is enrolled under the policy with the insurance company after meeting all the eligibility and requirements and for whom premiums have been received by th...

  • Explanation of benefits

    A statement of the benefits that have been billed to the healthcare provider on your behalf, in response to treatment you have received. It will also include charges to you (the amount you will be e...

  • Direct Billing

    Direct billing is a direct arrangement connection between your health insurance provider and your doctor, hospital, etc, where these medical professionals send bills for services to your health ins...

  • Out of Pocket Max

    The out of pocket max is the limit set on the amount you must pay for covered services in a single plan year. Once you have paid deductibles, co-payments, coinsurance payments and the amount totals...

  • Wellness

    Wellness programs are preventive health screenings (routine examinations that are relevant to your age or sex, like PAP smears and mammograms in women, or prostate examination in men), regularly sc...

  • Pre-Certification

    This is also sometimes known as pre-authorization. This means you will have been given authorization or a certificate to say that you can have a certain medical procedure or a prescription drug. Thi...

  • Dental Insurance

    This is a benefit that can be added to your insurance. This insurance will cover visits to the dentist for preventative treatment or a basic routine check-up. You can enjoy such services as teeth-cl...

  • Vision insurance

    This is a benefit that can be added to your insurance. This insurance will cover routine eye appointments and the subsequent cost of any contact lenses or glasses.